Nerdavind's Numbers

Expected Rates of Return for different levels of risk

I don't want too much risk in my portfolio...but what kind of return can I expect?

Apr 21 • Aravind Sithamparapillai

A look back over 2 months...and why ignoring the news pays off

Would you believe how good April has been off of the March Decline?

Apr 17 • Aravind Sithamparapillai

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I'm Not Taking New Clients For A While

It's not "never" it's "not right now" and trust me - it's for great reasons

Apr 14 • Aravind Sithamparapillai

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Period Meals (Yes - that kind of period): a way we use money to reduce misery

Using what women including my wife have been teaching me to blend money and happiness

Apr 3 • Aravind Sithamparapillai

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March 2026

Why I'm telling my clients to be cautious on real estate right now

This is not directly a call on market price or direction - but the mix of factors is hard to ignore for my clients

Mar 28 • Aravind Sithamparapillai

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CASH vs ZMMK - A dive into cash like investments

The question was asked by a client - and it made me realize - this is a good chance to dive into the history of different types of cash like funds.

Mar 27 • Aravind Sithamparapillai

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The last few years have been amazing as a long term investor. Stay wary...but stay optimistic.

The USA/Iran situation is for sure reason to be nervous - but history shows that it's not a reason to change our plans

Mar 7 • Aravind Sithamparapillai

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February 2026

"Equity like Returns" with "GIC like risk" - RRSP & Tax Bracket Optimizing 101

Flipping the numbers on their head to show you why optimizing is so worth it.

Feb 20 • Aravind Sithamparapillai

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Dimensional Fund Advisors Jan 31 2026 Returns

A review of the asset allocation funds, their performance, and comparison to standard indexes

Feb 18 • Aravind Sithamparapillai

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A case study on RRSP planning and what a good financial planner can do for you

Also - Announcing a minor rebrand ;)

Feb 7 • Aravind Sithamparapillai

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January 2026

RRSP's vs Corporations - RRSP's are still awesome

The math for long term investing and retirement income favours RRSP's

Jan 31 • Aravind Sithamparapillai

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RRSP Post 2: RRSP contributions for Families/Parents & Income Tested Benefits

Today I discuss "shadow taxes" and "effective marginal tax rates"

Jan 23 • Aravind Sithamparapillai

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